What is Travel Insurance ?

Travel Insurance is an insurance policy which covers all risks while you are travelling within India or abroad. 

Whether you're planning to travel for a business trip, enjoying vacation either with family or close friends, or studying abroad, it's highly recommended to buy travel insurance plan to take care of risks or losses that might occur during the trip. Travel Insurance is meant to protect you & your loved ones from unforeseen circumstances, even if you are not with them.

Compare & select the best online travel insurance policy is one of the major key factors. Below mentioned are few things, which you need to keep in mind while buying a travel plan

• Covers Flight Delay and Cancellations
• No Extra Cost for Pre-Existing Diseases
• Covers for Passport and Baggage lLoss
• Personal Accident and Liability Covered
• Quick Claim Reimbursement with Cashless Options

Over the last decade, travel has become a significant part of our lives. Be it for business, leisure, or pursuing higher education overseas, a large number of individuals travel regularly. With this increase in frequency, the risks associated with traveling have also increased. Hence, it is crucial to be aware of everything related to your trip. All that information will come in super handy if you find yourself in unforeseen situations while you are aboard.

To know why you should buy travel insurance, take a look below. It will help you avoid any confusion whenever any emergency knocks on your door.

• It Covers You against All the Health Emergencies - While unexpected events can occur anytime and anywhere, a possibility of it being a medical emergency is more likely. Most probably, your health insurance plan will cease to exist the moment you step out of the country. At the time of buying travel insurance, make sure you opt for a wider coverage. In a foreign country like the US, the treatment of even a minor wound will cost you a bomb.
• It is Mandatory in Some Countries - In some countries, such as the US, Europe. It is important for a traveler to have a travel insurance cover; else they won’t be able to enter the geographical boundaries of the country. Also, in some countries, healthcare costs are so expensive that it is a win-win deal for individuals when they opt for a travel insurance plan.
• Coverage in Remote Areas - If the location you are visiting is remote, chances are that the medical facilities might be inadequate. If you meet with an accident of suddenly fall sick, you might need to be airlifted to a hospital. If you don’t have any insurance coverage, the incurred airlifting expenses would cost you an arm and a leg.
• Dental Emergencies - Even while traveling, the risk of losing a tooth in a nasty fall is as much as when you are at home. As this cannot wait for your return to home, you will have to seek immediate medical intervention. As dental expenses (and the associated pain) can be a true killjoy, travel insurance plans tend to cover such expenses. At least, you pocket wouldn’t hurt.
• Claim Your Flight Cancellation or Rescheduled Flight Fees –When you are ready to embark on your trip to a location of your choice, canceled/rescheduled flights can be really annoying. It drastically lowers your enthusiasm and excitement levels even before the trip begins. Technical issues, adverse weathers, strikes etc. could be a hurdle and you could miss your connecting flight because of that. Buying a travel insurance plan provides coverage against flight delays/cancellations as well as baggage delay/loss even before your trip actually begins.
• Travel-related Stress, what’s that? - A travel insurance plan keeps travel-related stress at bay by offering financial safety and security when you are abroad. In case you fall sick, get injured, or get stranded at your destination, a travel insurance policy will be able to provide for any emergency accommodation till the time it is safe for you to fly back home.
• Replacement for Lost or Stolen Baggage - During a trip, the worst thing that   could happen is losing your baggage or any personal items. Tourists are a soft target for local thieves, hence, stolen luggage is a common problem faced by them. While traveling abroad, if your baggage gets lost or is stolen, the replacement cost would be too much.
  Firstly, you would have to shell out money from your pocket for a duplicate passport and a copy of the required travel documents. Then, you would need fresh clothes and toiletries. A travel insurance plan would offer much-needed support in the hour of need by providing reimbursement for such expenses.
• Coverage for the Entire Family - While you globetrot with your family, travel insurance will offer you an adequate insurance coverage. Travel insurance becomes highly important when you travel with kids because they are more susceptible to injuries and illnesses. Dependent children of up to 21 years of age with no preexisting condition can be covered in a family travel plan while travelling with their parents.
• Personal Liability Coverage - While traveling, if you are involved in an accident that causes personal injury or damage to somebody’s property, travel insurance plan come to your rescue.
• Emergency Assistance - Disasters can happen without a preamble. In the event of a natural disaster, an act of terror, or an airline strike, no one, not even the airline, will help you. Your travel insurance will come to your rescue in such troubling times. From finding an alternate mode of transport to reimbursing any non-refundable payments, your insurer will look out for you 

We have tied up with many Insurance Companies like Bajaj Allianz, TATA-AIG, Bharti-AXA

To Know Quote kindly contact us with 

1. Age of applicant
2. Countries to be visited
3. Period/Validity of Insurance required